Subscription Leakage Index™ by Matcharge
Your subscriptions may be costing more than you think.
This free tool estimates how much money may be leaking from your recurring payments — without you noticing.
Anonymous. No login. Runs entirely in your browser.
Enter your subscription details
Include all recurring payments — streaming, software, fitness, news, etc.
Think about the typical charge — not your most expensive or cheapest.
Reviewing more often means catching unwanted charges sooner.
Forgotten free trials, duplicate services, or unused memberships.
Why subscription leakage happens
Three structural reasons recurring charges accumulate without awareness.
Below $15, the brain doesn't act.
Services priced under $15/month sit in a psychological blind spot — too small to justify the friction of canceling, large enough to accumulate at scale. The pricing isn't coincidental. It's structural.
You forget the trial before it ends.
Trial periods are structured so the first charge arrives after engagement has already peaked. By the billing date, the context for canceling has gone — and the subscription quietly converts.
Renewal notices are sent to be missed.
Billing emails arrive close to the charge date, leaving a narrow window. Short enough to pass unnoticed. Long enough for the service to say it was disclosed. The design favors continuation.
Frequently asked questions
About how this calculator works and subscription leakage in general.
Matcharge
This leakage isn't permanent.
Most subscription waste isn't caused by reckless spending. It accumulates through inattention. Visibility is the structural fix — knowing what you pay, when it renews, and whether it still belongs.
- Track every recurring payment
- See upcoming charges before they hit
- Calendar view of all renewals
- Get reminders before billing dates